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  • When should you take social security

    • Social security 62 vs 67 vs 70

  • Social security 62 vs 67 vs 70
  • At what age do you get 100% of your social security?
  • Social security retirement age chart
  • How many months in advance should you apply for social security benefits?
  • Social security age 72

    • Social security retirement age chart.

    Starting Your Retirement Benefits Early (En español)

    You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age.

    If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.

    If you start receiving benefits early, your benefits will be reduced a small percentage for each month before your full retirement age.

    To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth.

    This example is based on an estimated monthly benefit of $1000 at full retirement age.

    Full Retirement and Age 62 Benefit By Year Of Birth

    Year of Birth 1.Full (normal) Retirement AgeMonths between age 62 and full retirement age 2.At Age 62 3.
    A $1000 retirement benefit would be reduced toThe retirement benefit is reduced by 4.A $500 spouse's benefit would be reduced toThe spouse's benefit is reduced by

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